What to Do After a Car Accident in St. Louis

Being involved in a car accident caused by someone else’s negligence can be overwhelming.

Knowing what steps to take immediately afterward and in the following days can significantly impact your ability to file a successful claim.

Keep this guide handy to ensure you’re prepared.

Prioritize Your Safety

• Move your vehicle out of traffic as close to the accident scene.

• Turn on your hazard lights to avoid secondary accidents.

• Remain in your vehicle unless unsafe, as other drivers might not anticipate pedestrians on the road.

Check for Injuries

• Assess yourself and your passengers for injuries.

• Check on occupants of other vehicles involved in the crash.

• If anyone is injured, call for an ambulance immediately.

Report the Accident

• Call 911 to notify the authorities.

• An officer will arrive to conduct an official investigation, which may include:

  • Gathering statements from drivers.

  • Creating a diagram of the scene.

  • Recording the date, time, and location in an accident report.

  • Interviewing witnesses.

  • Investigating for potential criminal activity.

• To obtain a copy of the accident report:

  • Contact the St. Louis Police Department at (314) 444-2500 or their non-emergency line at (314) 231-1212.

  • Your insurance company will likely require this report to process your claim.

Exchange Information

• While waiting for the police, exchange the following details with the other driver:

  • Full name and address.

  • Phone number

  • Driver’s license number.

  • Vehicle details.

  • Insurance provider and policy number.

Important: Avoid admitting fault or apologizing. Stick to exchanging information and let the police handle the investigation.

Document the Scene

Take photos or videos of the accident scene before it’s cleaned up, including:

• Wide-angle and close-up shots of the vehicles and damage.

• Skid marks, debris, and other physical evidence.

• Traffic signs, signals, and surrounding landmarks.

• Road and weather conditions at the time of the accident.

Gather Witness Information

If witnesses are present, ask for their names and contact details. Statements from impartial witnesses can strengthen your case.

Make Notes

• Look for nearby traffic or surveillance cameras that may have recorded the accident.

• Document anything else that could help prove what happened.

Continue Medical Treatment

Follow up on any medical treatment you received on the day of the accident. Keep detailed records, including:

• Medical bills and receipts.

• Test results and physician notes.

• Surgical and rehabilitation reports.

Keep Accident-Related Documentation

Maintain organized records of all documents related to your accident, such as:

• Repair estimates for your vehicle.

• Proof of lost wages, including employer statements and pay stubs.

• Receipts for out-of-pocket expenses like rental cars or medical supplies.

• Personal notes or journal entries documenting your pain and suffering.

By following these steps, you can protect your rights and improve your chances of a successful claim. Always consult a legal professional for guidance tailored to your specific situation.